Finally we got the house!

November 17th, 2010 Filed under: Real Estate by marina

We were looking and bidding now since 2008. We got few offers accepted, but with wired conditions that we could not accept. One of the conditions was to allow renters to stay 15 days after the closing! Ridicules.
Well, finally the house we got was in our neighborhood unoccupied and owned by the bank. Big back yard, 3 bedrooms and two bath house with foundation and two cars garage. I loved it, it was perfect for us and only cosmetic repairs needs to be done. As usual our FHA offer was declined as owners accept ONLY pre-approval with Home Path loan. Our realtor Filia Franco found a lender Linda LaGrasso who specializes in that type of loan. Once our offer was accepted for $430K ($40K less then listed) everything went very fast! The escrow was closed in 28 days! Escrow closed on Friday October 29th and we moved in during Halloween weekend. It wasn’t easy, but we did it …
And now, finally, we are the homeowners!

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313 Vendola Dr

November 7th, 2009 Filed under: Real Estate by marina

313 VendolaToday, November 7 2009 we are going to check this house out in our neighborhood. It is 3 beds 2 bath house with the dock. It is listed for $499K a bit more than we can afford. We see what this property has to offer.

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We are trying, again :(

September 29th, 2009 Filed under: Real Estate by marina

I got a call from my husband saying that we won our bid!!!!

He also said that they want to close in 10 days…. :( I called our Wells Fargo loan representative, Tiffany Gaser, and she told me that the saling agent asked her which loan we pre-approved for? Now the concearn is that they might back-out of the deal and pick who puts down more…. She also said that there would be NO WAY with any kind of loan to close in 10 days. So, even though we got all excited… that is might be not over yet :(

Today Fillia called us and told us that the deal is off. So no house… We have to start all over again….

–UPDATE:  Today, October 8th, my husband told me that the bank wants our offer again! We are meeting with Fillia tonight. Hopefully we will get the house finally :)
We actually not the only ones bidding again… So, somebody could win over agan… :( tired of it

And they did pick others

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Buying a home

August 11th, 2009 Filed under: Real Estate by marina

113 Mabry WayAs foreclosures and short sales become a common advertising in Marin real estate, we decided to check our luck and started looking for a house in January 2009. We made an offer on a house that was listed as Short Sale. The owner decided to refinance after trying for 2 month approving the sale with the bank… We found another house in our area and quickly fell in love with it! It is 5 bedrooms/3 bath house on .17 acres.  Fillia Franco, our agent, was helping us to get our offer accepted by the bank, as this property is also is Short Sale.  After 5 month of no action from the selling side, the house went to Foreclosure again and we got a chance to bid on it again when it was back on the market in September. Yesterday, Fillia contacted us saying the the bank wants everyone to bid again with the best offer, as there are 9 offers at that time…. We bid $432 and today I still hear nothing from Fillia so far… :(

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